Finance Planning Calculators

Project future college costs from today's cost, an inflation rate, and years until enrollment.

Calculate the average cost per guest from a total wedding budget and guest count.

Estimate a long-distance moving cost from weight, distance, and a per-pound-per-mile rate.

Split a bill between two people proportionally to what each person ordered.

Split rent proportionally between two roommates based on their room's square footage.

Calculate a weekly grocery budget per household member from a total monthly budget.

Calculate the present-day price of a zero-coupon bond from face value, yield, and years to maturity.

Estimate a bond's approximate yield to maturity from coupon, price, face value, and years.

Calculate the fixed monthly payout from an annuity balance over a set number of years.

Calculate the present value of a perpetuity from periodic payment and discount rate.

Calculate share quantity to buy based on account risk percentage and stop-loss distance.

Calculate the risk-to-reward ratio of a trade from entry, stop-loss, and target prices.

Calculate the breakeven stock price for a long call option.

Calculate overall portfolio return from two asset weights and their individual returns.

Estimate income tax owed using a flat marginal rate above a threshold. Defaults are a worked example only -- enter your own current bracket numbers.

Calculate effective tax rate from total tax paid and total income.

Estimate life insurance coverage needed using the DIME method (debt, income, mortgage, education).

Calculate the ratio of an insurance premium to the coverage amount it provides.

Calculate the monthly contribution required to reach a savings goal by a target date.

Calculate the weighted average purchase price across two buy lots.

Calculate the price-to-earnings ratio of a stock.

Calculate the effective APR of a loan including a flat origination fee.

Calculate each party's proportional share of a combined expense based on income ratio.

Project retirement savings growth from current savings, monthly contributions, and annual return.

Project college savings growth from monthly contributions and years until enrollment.

Compare total cost of leasing versus buying a car over a term.

Calculate debt-to-income ratio from monthly debt payments and gross monthly income.

Estimate an affordable home purchase price using the 28% front-end ratio guideline.

Calculate how many months it takes to break even on mortgage refinance closing costs.

Estimate monthly mortgage principal and interest payments.

Estimate monthly car loan payments from price, down payment, rate, and term.

Calculate the future value of a lump sum invested at a fixed annual rate.

Calculate the present value of a future lump sum given a discount rate.

Estimate the future value of regular monthly contributions at a fixed annual rate.

Calculate the break-even sales volume from fixed costs, price, and variable cost.

Convert nominal APR to effective annual yield (APY) given compounding frequency.

Estimate months to pay off a debt with a fixed monthly payment and interest rate.

Estimate monthly interest charges on a credit card balance.

Calculate net worth from total assets and total liabilities.

Estimate monthly loan payment from principal, APR, and term.

Estimate principal and interest mortgage payment.

Calculate future value with compound interest and monthly contributions.

Find the monthly savings needed to reach a target amount.

Estimate payoff time from balance, APR, and monthly payment.

Estimate monthly payment, total paid, and total interest for an amortizing loan.

Calculate absolute and percentage investment return.

Calculate stock trade profit or loss from buy price, sell price, and shares.

Estimate retirement savings growth with monthly contributions.

Calculate compound annual growth rate (CAGR) between a starting and ending value.

Calculate annual percentage yield from nominal rate and compounding periods.

Estimate how long it takes money to double using the Rule of 72.

Calculate annual depreciation using straight-line depreciation.

Calculate debt-to-income ratio from monthly debt and gross monthly income.

Estimate emergency fund target from monthly expenses and months saved.

Estimate affordable monthly rent from income and target rent percentage.

Estimate net paycheck from gross pay and withholding percentage.

Estimate break-even months for a refinance from closing costs and monthly savings.

Calculate simple interest from principal, rate, and time.

Adjust a value by an annual inflation rate over time.

Calculate savings rate from income and saved amount.

Calculate gross rent multiplier from property price and annual rent.

Calculate capitalization rate from net operating income and property value.

Calculate loan-to-value ratio from loan amount and property value.

Estimate annual impact of an extra monthly mortgage payment.

Convert a monthly payment into equivalent biweekly payments.

Convert annual percentage rate to a monthly periodic rate.

Estimate inflation-adjusted real return from nominal return and inflation rate.

Calculate dividend yield from annual dividend and share price.

Estimate annual and monthly property tax from assessed value and tax rate.

Estimate monthly escrow from annual taxes and insurance.

Calculate monthly saving needed for a future target amount.

Estimate doubling time for prices or populations using the Rule of 70.

Calculate buy or sell amount needed to restore a target allocation.

Calculate budget category percentages from monthly income.

Calculate the remaining gap between current savings and a target.

Estimate monthly interest-only payment from principal and annual rate.